1. Acceptance of Terms

By accessing this website or using any part of the Service, you confirm that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. These Terms apply to all visitors, users, and others who access or use the Service.

2. Description of Service

Zafiranza provides AI-assisted data analysis, informational content, and decision-support tools intended to help businesses and individuals evaluate options related to the management of idle or underutilised capital. The Service is provided for general informational purposes only and does not constitute financial, investment, legal, tax, or professional advice of any kind.

We do not guarantee the accuracy, completeness, reliability, or suitability of any analysis, output, or recommendation generated through the Service. Any decisions made based on information obtained through the Service are made at your own discretion and risk.

3. No Financial or Investment Advice

Nothing contained on this website or within the Service should be construed as an offer, solicitation, or recommendation to buy, sell, or hold any financial instrument, nor as personalised investment advice. You should consult with a qualified, independent professional advisor before making any financial or business decision.

4. Eligibility

By using the Service, you represent that you are at least 18 years of age (or the age of legal majority in your jurisdiction) and have the legal capacity to enter into these Terms. If you are using the Service on behalf of a company or other legal entity, you represent that you have the authority to bind that entity to these Terms.

5. Account Responsibilities

If any part of the Service requires you to create an account or provide information, you agree to provide accurate, current, and complete information and to keep such information up to date. You are responsible for maintaining the confidentiality of any credentials associated with your use of the Service and for all activity that occurs under your account.

6. Acceptable Use

You agree not to use the Service to:

• Violate any applicable law, regulation, or third-party right;
• Attempt to gain unauthorised access to any part of the Service, its systems, or related networks;
• Transmit any material that is unlawful, harmful, fraudulent, or infringing;
• Interfere with or disrupt the integrity or performance of the Service;
• Reverse engineer, decompile, or attempt to extract the underlying methodology or source code of any analytical tool without authorisation;
• Use automated means to scrape, copy, or reproduce content from the Service without our prior written consent.

7. Intellectual Property

Unless otherwise stated, all content on this website, including text, graphics, logos, analytical frameworks, reports, and software, is the property of Zafiranza or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any part of the Service without our prior written permission.

You retain ownership of any data or materials you submit to the Service, but by submitting such data you grant Zafiranza a limited, non-exclusive licence to process it solely for the purpose of providing the Service to you.

8. Third-Party Links and Content

The Service may contain links to third-party websites or reference third-party data sources. Zafiranza does not control and is not responsible for the content, accuracy, or practices of any third-party site or service. Inclusion of any link does not imply endorsement.

9. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy of content. Zafiranza does not warrant that the Service will be uninterrupted, timely, secure, or error-free.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Zafiranza, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or business opportunities, arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

Nothing in these Terms shall exclude or limit liability that cannot lawfully be excluded or limited under applicable law.

11. Indemnification

You agree to indemnify and hold harmless Zafiranza and its affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of or related to your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

12. Termination

We reserve the right to suspend or terminate your access to the Service, at our sole discretion and without prior notice, if we believe you have violated these Terms or engaged in conduct that could harm Zafiranza, other users, or third parties.

13. Changes to the Service and Terms

We may modify, suspend, or discontinue any part of the Service at any time without notice. We may also revise these Terms from time to time. Any changes will be posted on this page with an updated revision date. Continued use of the Service after changes are posted constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Zafiranza operates, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction, unless otherwise required by applicable law.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Contact

If you have questions regarding these Terms, please get in touch via our Contact page.

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